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What Happens if I Don't Have GAP Insurance?

Guaranteed Auto Protection, or GAP, is supplemental insurance to cover what your costs are after a collision or accident of some type that totals your vehicle. The fair market value that your car is worth at the time of the accident is all that the insurance company is willing to pay. The price difference from what your insurance pays and what you still owe on the vehicle may cause you financial distress.

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